Insurance Services

Medicare Supplement Insurance

In most cases, Medicare will pay part of the costs connected with covered medical expenses. It's common for people to also purchase a Medicare Supplement Plan (Medigap Policy), which can help pay some of the health care costs that original Medicare doesn't cover; e.g. copayments, coinsurance and deductibles. Medicare will pay its normal 80% of your Medicare approved health care costs. If you have a Medigap policy it would then pay its share and up to the entire remaining 20%. In order to purchase a Medicare supplement you must have Medicare Part A and Part B. You can sign up for Medicare at your local Social Security Office or on Social Security's website. If you’re interested in a Medicare Supplement Plan, you can trust Margy Wenham to inform you with the knowledge you need to choose the plan that best suits your needs.

Life Insurance in Redding, CA

Whole & Term Life Insurance

Whole life insurance is the most well-known and straightforward form of permanent life insurance and will protect you for the rest of your life, offering additional support in retirement. Term life insurance protects you for a shorter period of time, such as 10, 20, or 30 years, but it is less expensive and simpler than whole life insurance. Your family can use the proceeds from either insurance policy to pay for funeral costs, mortgage payments, college tuition, and other expenses after you've passed away. Ensure security in your future for you and your loved ones by obtaining your free life insurance quote with Margy Wenham Insurance Services today!

Final Expense Insurance in Redding, CA

Final Expense Insurance

No Physical Examination Required!

Most of us don't like to contemplate the need to prepare for our funeral and burial, but covering these services is an important part of personal estate planning. Final expense insurance gives your loved ones the resources they need to acknowledge your role in their lives. Final expense insurance, sometimes called burial insurance, is a whole life policy issued in lower face amounts, typically between $5,000 and $25,000, which provides coverage for end-of-life expenses, such as funerals and cemetery plots, and estate expenses such as remaining debts. Gain peace of mind knowing your loved ones will be covered by booking an appointment with Margy Wenham to obtain your free Final Expense insurance quote.

Travel Insurance in Redding, CA

Travel Insurance

Even at the best of times, travel can be unpredictable. Travel insurance will help you prepare for the unexpected. Will you be able to comfortably accept a financial loss if your trip was suddenly cancelled or ended early? Or if a member of your group needed to be evacuated due to a medical emergency, could you cover the cost? These issues and more can all be resolved with travel insurance. Travel insurance is unique in how the coverage you receive will vary depending on your specific journey. The best policy covers only what you need at a price that fits your budget. Contact Margy Wenham Insurance Services today to get a free travel insurance quote that caters to your distinct needs.

Vision Insurance in Redding, CA

Vision Plans

A vision insurance plan is intended to assist you in covering and budgeting for ongoing vision care costs such as prescription glasses, routine eye exams, and contact lenses. Vision policies can be obtained separately from a health insurance plan, or in combination with other supplementary plans, like a dental plan. As a stand-alone plan, vision insurance offers versatility, as you can choose a policy that covers contacts, glasses, or both. In combination with a health insurance plan or supplementary plan, you can obtain packaged savings and benefits. To know what plan best suits you, contact Margy Wenham Insurance Services and get a free quote today!

Dental Insurance in Redding, CA

Dental Insurance

Dental insurance plans typically cover preventive and basic dental care. Preventative dental care usually covers the costs of routine oral exams, cleanings, fillings, and X-rays, which may prevent more serious and costly issues down the road. Basic dental care would include types of treatments and procedures that are relatively straightforward and don’t involve a significant laboratory cost for the dentist, like fillings and crowns. Every individual’s smile is unique to them, each with their own dental coverage needs. You can count on Margy Wenham Insurance Services to recommend the best dental insurance options for your situation. Contact us today for a free, no obligation, quote today!

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